PCI Compliant Credit Card Processing for SAP Business One

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Achieve PCI Compliant credit card processing security for SAP Business One with EBizCharge, an integrated payment gateway by Century Business Solutions.

Protecting sensitive data is an important part of business security. Any company that processes, stores or transmits credit card information must be PCI compliant.

In 2015, nearly 80% of all businesses failed their initial PCI compliance assessment, leaving them exposed to critical liabilities should a data breach occur. In fact, 4 out of 5 victims of a data breach don’t even realize they’ve been attacked for a week or longer, according to Verizon Data Breach Investigations Report.

 

EBizCharge by Century Business Solutions stores sensitive credit card data in an integrated payment gateway using Tokenization and Encryption technologies to adhere to all PCI compliance guidelines, maintaining superior data security and simple payment acceptance.

What is PCI Compliance?

Payment Card Industry (PCI) compliance is a set of standards developed to ensure that the credit card industry is securing customer data uniformly throughout the industry. In 2006 Visa, MasterCard, Discover and AMEX established the PCI Security Standards Council to help regulate the credit card industry and manage PCI standards in an effort to improve payment security throughout the transaction process.

Does PCI Compliance Affect My Business?

PCI compliance applies to any business, regardless of size or transaction volume, that accepts credit cards. In the event of a data breach, lack of PCI compliance could result in steep fines by the PCI Security Standards Council. PCI compliance lessens the liability for your business when a data breach occurs.

How to Gain PCI Compliance

To become PCI compliant, businesses must complete a yearly Self-Assessment Questionnaire (SAQ) and/or pass a quarterly PCI Security Scan.

The SAQ includes a series of questions to help assess PCI compliant security levels, and is divided in categories based on how a business processes credit cards.

Use the chart below to learn more about the different SAQ types. Our EBizCharge IT Specialists can help determine which SAQ category best fits your business needs.

PCI Compliant Security Risks

PCI compliant solutions provide maximum security levels for sensitive credit card data. However, in 2015, only 20% of businesses passed their initial PCI compliance assessment. A significant number of businesses do not achieve PCI compliance because they cannot pass their quarterly security scan if one is needed. This is usually due to using outdated software and/or outdated network applications. In addition, businesses cannot pass PCI compliance if they do not complete their SAQ, putting merchant and customer data at a severe risk should a data breach occur.

Choose a PCI Compliant Payment Gateway

EBizCharge uses Tokenization technology for maximum security. Tokenization takes credit card information and substitutes it with a unique token that is only decipherable with the appropriate integrated payment system. The original credit card data is no longer being used for payment transactions. Tokenization makes it nearly impossible to hack or decipher credit card data.

With EBizCharge for SAP Business One, credit card information is never stored in your system. Instead, it is stored off-site in a secure, cloud-based server to eliminate security risks and reduce liability.

EBizCharge automatically populates your customer’s information from the SAP Business One module, and allows your business to securely process credit cards and ACH payments in the Sales and Accounts Receivable module.

EBizCharge meets PCI specifications set by the Payment Card Industry to reduce security risks for businesses that process, store or transmit credit card information.

Allow Your Customers to Securely Process Payments Online

EBizCharge comes with EBizCharge Connect, a complimentary online customer payment portal that allows your customers to view outstanding invoice amounts and securely process payments online.

EBizCharge Connect is fully PCI compliant. Businesses never have to hear or see any credit card information. Instead, your customers simply log in, review their invoices, and submit payments securely from anywhere. Customers can make full or partial payments on single or multiple invoices.

EBizCharge automatically applies payments back to SAP Business One, and customers can print or email a receipt for their personal records.

Secure Your Data Today

EBizCharge for SAP Business One offers advanced security for credit card processing and adheres to all Payment Card Industry rules and regulations.

To learn more about PCI compliant solutions, or for additional security questions, contact us to speak to one of our IT Specialists today.