Lower your interchange rates and pay less to process credit cards



Lower your interchange rates and pay less to process credit cards

Lowered processing costs

Automate your payments

PCI compliance

Retail payment processing solutions

  • Our payment gateway qualifies your credit cards at the lowest interchange levels

  • Eliminate steps in the accounting process and save time with our integrated solutions

  • Protect customer data with secure, PCI compliant technology like tokenization and encryption

We’ve designed our payment gateway, EBizCharge, to automatically save you money and streamline your daily procedures at no additional charge, so your business reduces daily overhead and excess credit card processing fees by using our retail credit card processing solution.

We offer a variety of different payment processing solutions for retail credit card processing, including fully integrated accounting solutions and a proprietary payment gateway. Our solutions help you save money on your processing costs and improve accounting workflows by reducing double data entry and eliminating nightly reconciliations.

In addition, our processing solutions are PCI compliant and designed to reduce your PCI scope by storing your customers’ information off-site in a secure data vault. We also encrypt and tokenize payment information so you can safely save customer data for recurring billing.

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How we lower your overall fees

Cut costs with our payment application

Our payment gateway, EBizCharge, qualifies your credit cards at the best interchange levels. These costs aren’t possible to achieve with physical card terminals and most virtual gateways, but we can guarantee our cost advantage with EBizCharge. We do this automatically, so you’re not required to sit and enter extra data at the end of the day.

EBizCharge is also equipped with a variety of reporting and searching features that can save you time, including:

  • Search for transactions with over 45 different search criteria, including customer name, partial card number, item description, billing ZIP code, and many others
  • Compile daily and monthly processing reports with just a click
  • Sort through transactions by workstation, perfect for measuring sales by CSR
  • Divide transactions by channel, such as mobile app transactions, shopping cart transactions, and more
  • Set permissions for multiple users to keep confidential information private

Lower processing costs

  • Pay less to process all credit cards (including payments from corporate and government customers)

Integration technology

Data security

  • The latest encryption and tokenization technology for maximum data security
  • Off-site data storage

Proprietary payment gateway

  • Unlimited transactions/batch history for reporting purposes
  • Powerful search functionality to run custom reports
  • Ability to sort through transactions by category
  • Immediate release of funds when issuing refunds
  • Ability to assign users and manage access limits with ease

Solutions to meet any need

  • $0 upgrade fees, $0 maintenance fees
  • One simple statement for all your processing
  • Flat rate processing options
  • Next-day funding options
  • A proactive chargeback management team
  • Access to a world class U.S.-based customer support team, available 24/7 and free of charge

Point of sale solutions

Accept payments in your store or over the phone

Our point of sale solutions are secure, convenient, and cost-effective. We offer a desktop POS solution and partnerships with SmartWeks and TylerNet.

EBizPOS (EBizCharge for PC) is the desktop point-of-sale version of our online payment gateway, EBizCharge. Designed specifically for retail merchants, EBizPOS is secure, fully PCI compliant, and retail-certified software that works with First Data, TSYS, Chase Paymentech, and Global platforms. Century Business Solutions’ POS solution can help you manage your day-to-day operations with ease.

Learn more about our point of sale solutions. >

Unparalleled integration technology

Integrate with your retail system

Our software integration technology is what separates us from other merchant service providers. Our credit card processing solutions integrate directly with your system, allowing you to accept electronic payments within your existing retail software.

Additionally, our integration applications lower costs on business-type credit cards and government purchasing cards. There are approximately 45 different types of credit cards that currently fit those distinctions, and we can usually lower the cost of those cards anywhere from 0.5%-1.0%. Depending on your volume, this can lead to a fee reduction of anywhere between 15-50%.

We also integrate with leading accounting and CRM software such as QuickBooks, SAP Business One, and Microsoft Dynamics CRM. Learn more about how we can automate your payments in your accounting system and CRM software.


We take data security seriously.

We utilize the latest data security techniques like tokenization and encryption, and our cloud-based payment gateway stores sensitive information offsite, eliminating your liability.


We believe support should be on-demand.

Our support team is free, in-house, and located in beautiful Irvine, California. Questions? We’ve got answers. No call centers, no long wait times—just the help you need, right when you need it.